It’s Your Money ~ Fall 2025

General Workshop Documents

• Workbook : It's Your Money
• Booklet : Financial Planning
• Booklet : Estate Planning
• Booklet : Charitable Giving
• Form : Blank Ask First form

Workshop Documents Per Location

ZOOM VIDEO WEBINAR :

FULLERTON :

• Outline - IYM - Your Money, Your Future (Tax Update) - Mike Giangrande - Fall 2025
• Ask First Form - Mike Giangrande

HUNTINGTON BEACH :

• Outline - IYM - Your Money, Your Future ( Tax Update) - Patrick Chu - Fall 2025
• Ask First Form - Patrick Chu

MISION VIEJO :

• Outline - IYM - Your Money, Your Future ( Tax Update) - Patrick Chu - Fall 2025
• Ask First Form - Patrick Chu

NEWPORT BEACH :

• Outline - IYM - Your Money, Your Future ( Tax Update) - Patrick Chu - Fall 2025
• Ask First Form - Patrick Chu

Articles

• Vanguard to pay more than $100M over target-date fund violations
• How rich are you ?
• This is what your net worth should be at 62
• How one man lost $740,000 to scammers targeting his retirement savings
• Buying or selling a home - the rules have changed
• A money guru bet big on a very long life, then he got cancer.
• America's 'Great Wealth Transfer' is underway. How will it impact the country
• Scammers are getting away with it
• 4 mistakes couples make when discussing money
• Taxes 2023: Here are the biggest tax changes this year
• Secure 2.0 act changes 401(k), IRA, Roth, other retirement plan rules
• The fraud that goes unnoticed
• Turns out money can buy you happiness - a new study says
• Wells Fargo advisors keeps focus on simpler pay plan for advisers in 2023
• What’s new for Social Security and Medicare this year
• Why you should talk money on your very first date
• Hello, I must be going
• How much do I need to make to be in the top 1%, 5%, and 10% in the US
• Hundreds of pages of regulations amount to nothing until they're enforced
• People are revealing how money caused shocking drama in their family
• FPA to push for ‘financial planner’ title protection
• IRS provides tax inflation adjustments for tax year 2023
• Living Legends
• Poll - 15 classic books on investing and the markets

General Workshop Documents

• Workbook : It's Your Money
• Booklet : Financial Planning
• Booklet : Estate Planning
• Booklet : Charitable Giving
• Form : Blank Ask First form

Workshop Documents Per Location

ZOOM VIDEO WEBINAR :

• Outline - IYM - Smart Financial Planning I - Thomas Anderson - Fall 2025
• Ask First Form - Thomas Anderson

FULLERTON :

• Outline - IYM -Smart Financial Planning I - Delia Fernandez - Fall 2025
• Ask First Form - Delia Fernandez

HUNTINGTON BEACH :

MISION VIEJO :

NEWPORT BEACH :

Articles

• What fees and services are state RIAs offering
• Is it better to rent or buy - a financial calculator
• New retirement rule — who to choose for professional advisor
• Budgeting 101 - how to start a budget and stick to it
• Five tips for living frugally yet prudently
• What is the 50-30-20 budgeting rule
• Most Americans don’t know how long an average retirement lasts
• 17 things that are absolutely worth the money in the long run
• Banks and broker dealers - FDIC or SIPC
• Economist -‘Retirement for most people is financial suicide’
• Helping clients to stop thinking about it and start planning it
• Choosing a financial advisor
• Retirees aren’t spending enough of their nest eggs. Here’s why.
• Lifelong anxiety about money
• National association of fee only advisor’s questionnaire to use for choosing a new advisor
• Are you spending too little in retirement
• Why, how and when you should figure out your net worth
• The myth of good debt

General Workshop Documents

• Workbook : It's Your Money
• Booklet : Financial Planning
• Booklet : Estate Planning
• Booklet : Charitable Giving
• Form : Blank Ask First form
• Guide : Your Way

Workshop Documents Per Location

ZOOM VIDEO WEBINAR :

FULLERTON :

HUNTINGTON BEACH :

MISION VIEJO :

NEWPORT BEACH :

Articles

• Meeting the Unsung Nursing Home Hero
• Medicare - What is it
• Memory loss isn’t the only sign of dementia
• Medicare enrollment guide - 2024 edition
• Long term care concerns
• What people working in end-of-life care have learned
• Three phases of family caregiving
• In California, long-term care takes long-term planning
• Jimmy Carter's long stay in hospice dispels myths about end-of-life care
• When it’s time for an aging driver to hit the brakes
• Insurers reap hidden fees by slashing payments. You may get the bill
• A hospice nurse on embracing the grace of dying
• Many Americans relying on insurance they haven’t bought to pay for old-age care
• As a doctor i know being ready to die is an illusion
• 3 steps to age exuberantly
• What happens when you die
• Senior housing that seniors actually like
• I was my mom’s caregiver when she was terminal. Here's what i didn't know about dying
• How to involve teens in basic family caregiving
• How people with dementia make sense of the world
• How caregiving costs women their retirement security
• Can you trust doctors to honor your end-of-life wishes ?
• What happens to your email account after you die
• The differences between hospice and palliative care
• Knowing how doctors die can change end of life discussions
• Failure to improve is still being used wrongly to deny Medicare coverage

General Workshop Documents

• Workbook : It's Your Money
• Booklet : Financial Planning
• Booklet : Estate Planning
• Booklet : Charitable Giving
• Form : Blank Ask First form

Workshop Documents Per Location

ZOOM VIDEO WEBINAR :

FULLERTON :

• Outline - IYM - Today's Investment World - Thomas Anderson - Fall 2025
• Ask First Form - Thomas Anderson

HUNTINGTON BEACH :

MISION VIEJO :

NEWPORT BEACH :

Articles

• Faith-based advisor and minister defrauds clients in Tennessee, SEC charges
• Fake South Florida advisors target Venezuelan-Americans in scheme
• Morgan Stanley to pay $2M fine over First Republic stock sales
• Ron Carson - from salesman to shaman
• SEC hammers nine firms with $1.24m in penalties
• SEC penalizes Brighton Securities over fee disclosures, conflicts
• Voya to buy $60B retirement plan business from OneAmerica
• Three questions to ask before outsourcing investment management to a TAMP
• Brothers charged by SEC for involvement in alleged $60M Ponzi scheme
• Ex-Wells advisors' suit describes pressure to 'cross-sell' bank products
• Annuity sales leaderboard changes as more sales go indie
• Wells Fargo advisors highlights bump in compensation for $1M producers
• Citi offers to pay partial bonuses to encourage departures
• Merrill compensation changes ‘very advisor friendly'
• Advisors debate - etfs, mutual funds or both
• IRS warns of schemes aimed at wealthy taxpayers
• People confess their most expensive money mistakes
• Variable annuity replacements in Finra’s crosshairs
• 2022 saw an annuity explosion: Limra
• FINRA Information & BrokerCheck
• Finra spanks Morgan Stanley over sales of high-risk stocks
• We went to a steak dinner annuity pitch the salesman wasn't pleased
• What commissions do financial advisors earn ?
• Taking out a reverse mortgage ruined my life
• Even math teachers are at a loss to understand annuities
• Foundation for new era philanthropy

General Workshop Documents

• Workbook : It's Your Money
• Booklet : Financial Planning
• Booklet : Estate Planning
• Booklet : Charitable Giving
• Form : Blank Ask First form

Workshop Documents Per Location

ZOOM VIDEO WEBINAR :

• Outline - IYM - Equity & Fixed Income Investing - Mark Hebner - Fall 2025
• Ask First Form - Mark Hebner

FULLERTON :

HUNTINGTON BEACH :

MISION VIEJO :

NEWPORT BEACH :

• Outline - IYM - Equity & Fixed Income Investing - Mark Hebner - Fall 2025
• Ask First Form - Mark Hebner

Articles

• Warren Buffett easily beat hedge funds in a 10-year bet with a simple strategy
• Equities or Bonds - Where do investors see the best returns through to year-end
• What's in my model portfolio
• How new real estate rules affects buyers and sellers
• These are Barron’s best fund families
• Index Fund - A review of Books by Hebner, Bogle & Malkiel
• How to add 170 basis points to investor returns
• Why bonds are the best since the financial crisis
• FDIC Changes insurance coverage of trust bank accounts
• Advisors stepping up to bond ladders as Fed pushes rates up another quarter point
• Wall Street pundits & prognosticators - How did they do in 2022
• Time the market at your peril
• Retail investors and ‘Noise’ trading
• Banks are offering 4.5% CDs—just not to regular customers
• Five myths about apartment renting
• Active vs. Passive investing - What's the difference
• Dimensional fund advisors ETFs
• Misconceptions about individual bonds vs. bond funds

General Workshop Documents

• Workbook : It's Your Money
• Booklet : Financial Planning
• Booklet : Estate Planning
• Booklet : Charitable Giving
• Form : Blank Ask First form

Workshop Documents Per Location

ZOOM VIDEO WEBINAR :

FULLERTON :

HUNTINGTON BEACH :

MISION VIEJO :

NEWPORT BEACH :

Articles

• Love and Money - Why sharing accounts is good for your relationship
• You’re retired - What’s the best way to withdraw your savings
• Keep your money safe - for life
• The age of scams
• Young adults are getting cold feet about their highly anticipated $84 trillion wealth transfer
• How to retire better from retirees who learned the hard way
• A road map for selling concentrated stock positions
• Most Americans have a financial regret but what’s most prevalent
• How to create wealth
• Parents tap retirement savings to support adult children
• Dalbar QAIB 2023 - investors are still their own worst enemies
• Retail investor survey - index strategies - 2023 Russell summary
• Retail investor survey 32-2023 FFTSE Russell
• 7 ways your brain makes you a terrible investor
• Priceless quotes from Warren Buffett
• No more drama - how to talk to your family about money
• Financial advice from your friends
• The IRS is increasing the standard deductions for 2023 as inflation intensifies
• Year-end tax planning for retirees
• Too many fund investors settle for less
• Sec limits 'fiduciary' in form CRS, think tank argues
• SEC to assess when ‘psychological nudges’ become recommendations
• What income level is considered middle class
• What are the income tax brackets for 2022 vs 2023
• 15 classic books on investing and the markets
• This is when to cut off your adult kids financially
• 10 top scams targeting seniors
• 10 biggest regrets couples have about money
• What's the greatest value an adviser offers?
• Why investment performance is a distraction
• How financial news gets it wrong
• Brokers slammed in PBS documentary
• Keep it simple, says Yale’s top investor
• 5 bad money decisions