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# Financial & Estate Literacy

To inspire tax-wise charitable giving through unbiased education on financial and estate planning.

## Sitemaps

- [XML Sitemap](https://itsyourmoneyandestate.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Find Local Workshop: Excerpt](https://itsyourmoneyandestate.org/find-local-workshop-excerpt/) - These national award winning series were started by Peter Kote in 1993 when he was employed by Long Beach State University. It was designed to educate staff and faculty about financial and estate planning. It has gone through a multitude of changes with one major goal in mind – pure education in a safe environment
- [Karen B](https://itsyourmoneyandestate.org/karen-b-october-2012/) - I would like to let you know that you are doing an excellent job explaining everything in this class. I am in exactly the position you described yesterday about being a POA and living far away. As POA to my parents, I have had to quit my job, lose my benefits, leave my family (husband,
- [Trudy Burrus](https://itsyourmoneyandestate.org/trudy-burrus-july-2012/) - Since I retired, I have learned so much from attending It’s Your Estate / It’s Your Money workshops that I tell everyone about them. Very empowering! The nice thing about the workshop is they are given at multiple locations so that you can attend the two series simultaneously, and if you have to miss one
- [M. L.](https://itsyourmoneyandestate.org/m-l-may-2011/) - Thank you so much for the series and for helping me with my Dad and sister. I did get Dad to a lawyer and the lawyer convinced us to set up a trust for her. I found a trustworthy neighbor to take them grocery shopping. It’s not perfect, but safer than it was. Your advice
- [Kathy](https://itsyourmoneyandestate.org/kathy/) - I have taken your estate planning workshop which I found very helpful. I have finally organized all my information and am now ready to talk to an estate attorney about setting up a trust and obtaining the powers of attorney. I am so thankful for your workshops. I have learned a great deal and I
- [Jane](https://itsyourmoneyandestate.org/jane/) - What you are doing is a true service to our community, thank you for your unbiased information and advice. I found the sessions to be eye opening and very useful. Next time I plan to bring all my friends. It’s Your Estate Newport Beach
- [D.P.](https://itsyourmoneyandestate.org/d-p/) - I wish to thank you very much for all your hard work in putting this fantastic workshop together. The information and resources presented are invaluable. I’ve enjoyed all of your presenters as well as your knowledge, humor and especially the structure of each meeting. My intentions at this time are to take your next workshop
- [M.P.](https://itsyourmoneyandestate.org/m-p/) - I wanted you to know the Estate workshop was a real eye opener for me. I thought with only one heir I would not need a will or living trust. I learned a lot. I appreciate your time in leading this workshop. Thank you,
- [Barbara](https://itsyourmoneyandestate.org/barbara/) - We don't have that much of an estate but we have a good income. We were able to give each of our three children a check for $100,000 for Christmas. It was a great feeling that they will not have to worry so much about children in college. Thank you for all I have learned
- [Donna Robinson](https://itsyourmoneyandestate.org/donna-robinson/) - You are doing such a wonderful service for all of us with your helpful knowledge and insights. Your theory that giving charitable gifts makes a person feel happy must certainly be true, because I have never encountered a person with such a cheerful, happy mood at all times! It is a wonderful attribute, and reflects
- [Julie Chan](https://itsyourmoneyandestate.org/julie-chan/) - Thank you for organizing and offering the two workshop series, “It’s Your Money” and “It’s Your Estate.” Had I been able to attend sooner I would have made a lot of financial decisions differently!
- [Kim Selby](https://itsyourmoneyandestate.org/kim-selby/) - Observing the “It’s Your Money” and “It’s Your Estate” series unfold over the past several weeks, has helped me to understand your deep commitment to educate the public about: how to work best with financial services professionals; the need to engage legal professionals to avoid conservatorship and probate; and for those of means, to introduce
- [Keiko](https://itsyourmoneyandestate.org/keiko/) - Your workshop last Fall there was so wonderful that it was like a life changing experience for me. I didn’t know anything about money, and your workshop opened my eyes. After the workshop I started understanding and controlling my financial life ….. and influenced by my interest, now my16 year-old son started interested in stocks
- [Mariann Tracy](https://itsyourmoneyandestate.org/mariann-tracy/) - “It is our privilege to host Pete and his wonderful array of speakers. It is such an incredible service [workshop series] to our members and the community at large and we feel privileged to be the lucky host!”
- [Diane Buchanan](https://itsyourmoneyandestate.org/diane-buchanan/) - At the NBPL sessions – “Thank you VERY much for the money programs you provide for us all. They continue to be exceptionally worthwhile and the best community service/education offering ever. You and your efforts are greatly appreciated.”
- [Guido](https://itsyourmoneyandestate.org/guido/) - I’ve learned so such and have put it into action. You’ve saved my estate many dollars. You are the BEST!!
- [Andrea](https://itsyourmoneyandestate.org/andrea/) - “Peter Kote is a wonderful ethical soul with a beautiful heart. On top of that he is extremely knowledgeable with regulations, financials, rights and case management.”
- [Dariela](https://itsyourmoneyandestate.org/dariela/) - Congratulations on the completion of another great session of Estate Planning! I didn’t get this all down on the evaluation form, but you can quote me: “Peter Kote’s classes on Estate Planning and Financial Investing are the best bargains in town! (No matter which town.) Everyone worries about college for the kids. But it’s the
- [Mr. & Mrs. Roeder, Laguna Beach](https://itsyourmoneyandestate.org/mr-mrs-roeder-laguna-beach/) - My wife and I have been attending the workshops on “It’s Your Money” and “It’s Your Estate” a number of times. We found the material presented of great value and the guest speakers very knowledgeable and informative. It was especially important that we were able to attend the sessions more than once since the material is complex
- [Lynn Barcklow](https://itsyourmoneyandestate.org/lynn-barcklow/) - It was a pleasure to meet you today after the workshop you presented in Tucson. In evaluating the It’s Your Estate workshops on behalf of American Bible Society, I asked a donor friend to attend both the It’s Your Estate and It’s Your Money workshops I had heard about in Reno, NV. I have the
- [Sharli Cartwright](https://itsyourmoneyandestate.org/sharli-cartwright/) - How grateful I am for the workshops. Your mission to educate people regarding their money and their estate has been a godsend to my husband and me. We appreciate you for the user-friendly style of presentation and the life changing information.
- [Diane Buchanan](https://itsyourmoneyandestate.org/diane-buchanan-2/) - I can’t tell you how much your workshops have meant to me and to my husband as well. When I first started attending (lo, those many years ago), I only knew that I needed to know a lot more about the world of personal finance and how to be able to manage our affairs should

## Pages

- [Financial and Estate Planning Workshops](https://itsyourmoneyandestate.org/) - Prevent financial abuse by educating seniors through financial and estate planning workshops. Join our free classes to take control of your financial decisions
- [It's Your Estate](https://itsyourmoneyandestate.org/educate/its-your-estate-fall/) - Estate planning is about more than just money—it’s about making sure your wishes are honored. “It’s Your Estate!” strips away the legal jargon to help you make informed decisions about your assets, your healthcare, and the lasting impact you want to leave behind.
- [It's Your Money](https://itsyourmoneyandestate.org/educate/its-your-money-fall/) - It’s Your Money!” provides a clear, unbiased roadmap for navigating your finances during retirement. Your trust is our priority. Every 90-minute session is designed to be educational, not a sales pitch. Speakers never receive participant contact information.

## IYM FALL 2021

- [Week 8: Money and Your Mind](https://itsyourmoneyandestate.org/ityourmoney/week-8-the-big-takeaway/) - Your Money and Your Mind – Video Webinar – Fall 2021 Video Presentation By Peter Kote , Don Vivrette & Mark Rylance  According to Dalbar Associates, the average mutual investor trails their respective index by over 4% per year. In this session we explore the psychological side of investing that leads to this
- [Week 7: Fixed Income Investing](https://itsyourmoneyandestate.org/ityourmoney/week-7-fixed-income-investing/) - Fixed Income Investing – Video Webinar – Fall 2021 Video Presentation By Peter Kote , Don Vivrette & Kurt Beimfohr  A fixed income security is an investment that pays regular income in the form of a coupon payment, interest payment or preferred dividend. An equity investor is an owner; a fixed income investor
- [Week 5: Medical Care Planning](https://itsyourmoneyandestate.org/ityourmoney/week-5-long-term-care/) - Medical Care Planning – Video Webinar – Fall 2021 Video Presentation By Peter Kote, Trevor Murprhy and Michael Demoratz  In this session you will learn the definition of Long Term Care and how you should go about reviewing your needs. Long Term Care covers care giving services to assist individuals with Activities of Daily
- [Week 6: Equity Investing](https://itsyourmoneyandestate.org/ityourmoney/week-6-equity-investing/) - Equity Investing – Video Webinar – Fall 2021 Video Presentation By Trevor Murphy, Don Vivrette and John Prichard  As we learned from our previous session on INVESTMENTS (Financial Planning 2) we need to determine our asset allocation model; what percentage of our investments will be allocated to the equity side versus the fixed
- [Week 4: Financial Planning II](https://itsyourmoneyandestate.org/ityourmoney/week-4-financial-planning-ii/) - Financial Planning II – Video Webinar – Fall 2021 Video Presentation By Peter Kote, Don Vivrette & Delia Fernandez Week 4 is a continuation of Financial Planning with the focus on Asset Allocation and the need to re-balance A person’s asset allocation is one of the most important decisions they will make and many believe
- [Week 3: Financial Planning I](https://itsyourmoneyandestate.org/ityourmoney/week-3-financial-planning-i/) - Financial Planning – Video Webinar – Fall 2021 Video Presentation By Peter Kote, Don Vivrette & Delia Fernandez  In Session Three we focus on how you should begin viewing investing and financial planning by understanding who the players are within the financial services industry. There are over 140 designations, most of which are
- [Week 2: Annuities and Mutual Funds](https://itsyourmoneyandestate.org/ityourmoney/week-2-financial-products/) - Annuities & Mutual Funds - Video Webinar - Fall 2021 Video Presentation By Peter Kote, Don Vivrette & Paul Horn  In Week 2 we focus on two of the most heavily sold products by financial broker/dealers, insurance companies, banks and credit unions; Annuities and Mutual Funds. There are many other financial products sold
- [Week 1: Introduction & Tax Update](https://itsyourmoneyandestate.org/ityourmoney/week-1-intro/) - Introduction and Tax Update - Video Webinar - Fall 2021 Video Presentation By Peter Kote, Don Vivrette & Marty McNamara  Welcome to our first session of eight meetings called “It’s Your Money!". The name came about because many people relinquish their financial responsibility to others: this could be the spouse, child, neighbor, broker

## IYE FALL 2021

- [Week 7: Duties of Trustee & Executor](https://itsyourmoneyandestate.org/ityourestate/week-7-role-of-trustee-and-executor/) - Trustee & Executor Duties - Video Webinar - Fall 2021 Video Presentation By Peter Kote, Don Vivrette & Richard Huntington  In the previous sessions we discussed the legal documents needed to have a good estate plan. In this session we discuss the people you will need to carry out your estate plan. Theoretically
- [Week 8: Case Study and Review](https://itsyourmoneyandestate.org/ityourestate/week-8-case-study-and-review/) - Case Study and Review - Video Webinar - Fall 2021 Video Presentation By Peter Kote, Don Vivrette & Steven Bemis  In this final session we will review what we have learned and apply it to real life situations. It is my belief the legal documents are the easiest part of your estate plan
- [Week 5: Charitable Income Planning](https://itsyourmoneyandestate.org/ityourestate/week-5-charitable-income-and-tax-planning-basics/) - Charitable Giving - Video Webinar - Fall 2021 Video Presentation By Peter Kote & Don Vivrette  In the Charitable Planning session we discuss Community Foundations, Private Family Foundations, Charitable Gift Annuities and Charitable Remainder Trust. Charitable tools work well with someone who has low basis assets (highly appreciated) and needs more income.
- [Week 6: Retirement Account Planning](https://itsyourmoneyandestate.org/ityourestate/week-6-ira-401k-403b-and-457-plans-distribution/) - Retirement Account Planning - Video Webinar - Fall 2021 Video Presentation By Peter Kote, Don Vivrette & Michael A. Simon IRA, 401K, 403b and 457 Plans are assets that have unique tax rules called “Income in Respect of the Decedent (IRD)” to the beneficiary(s) of your plan. Whatever you distribute is subject to Arizona
- [Week 4: Living Trusts](https://itsyourmoneyandestate.org/ityourestate/week-4-advanced-estate-planning/) - Living Trusts - Video Webinar - Fall 2021 Video Presentation By Peter Kote, Don Vivrette & James (Jim) Leese  The advanced estate planning workshop begins a discussion of using a Living Trust. Many think the most important aspect of a Living Trust is that you avoid probate. This is true but where are
- [Week 3: Planning for Incapacity](https://itsyourmoneyandestate.org/ityourestate/week-3-advanced-healthcare-directive-conservatorship-and-power-of-attorney/) - Planning for incapacity - Video Webinar - Fall 2021 Video Presentation By Peter Kote, Trevor Murphy & Jennifer Lefton  Our third session is a discussion of a Conservatorship, Durable Power of Attorney (DPA) and the Advance Health Care Directive (AHCD). It is my belief that this session is the most important because it
- [Week 2: Estate Planning Basics](https://itsyourmoneyandestate.org/ityourestate/week-2-estate-planning-basics/) - ** Due to technical difficulties the FALL 2021 video is currently not available. We hope you can still enjoy our SPRING 2021 video below. Estate Planning Basics - Video Webinar - Spring 2021 Video Presentation By Peter Kote, Trevor Murphy & Davinda Wijemanne In this session we discuss the importance of knowing what you
- [Week 1: Introduction  & Tax Update](https://itsyourmoneyandestate.org/ityourestate/week-1-intro-2/) - Introduction and Tax Update - Video Webinar - Fall 2021 Video Presentation By Peter Kote , Don Vivrette & Marty McNamara This session gives you an overview of the course through the “It’s Your Estate” Quiz. Introduced is the value of the “ASK FIRST” form that should be filled out by any professional you

## IYM SPRING 2022

- [6. Financial Planning II](https://itsyourmoneyandestate.org/ityourmoney2022/financial-planning-2/) - Financial Planning II - Video Webinar - Spring 2022 Video Presentation By Peter Kote, Don Vivrette & Laura Tarbox 
- [5. Equity & Fixed Income Investing](https://itsyourmoneyandestate.org/ityourmoney2022/equity-fixed-income/) - Equity & Fixed Income Investing - Video Webinar - Spring 2022 Video Presentation By Peter Kote, Don Vivrette & Mark Wilson 
- [4. Investment World](https://itsyourmoneyandestate.org/ityourmoney2022/investment-world/) - Investment World - Video Webinar - Spring 2022 Video Presentation By Peter Kote, Don Vivrette & Michael Allbee & Paul Horn 
- [3. Medical Care Planning](https://itsyourmoneyandestate.org/ityourmoney2022/medical-care-planning/) - Medical Care Planning - Video Webinar - Spring 2022 Video Presentation By Peter Kote, Don Vivrette & Michael Demoratz 
- [2. Financial Planning I](https://itsyourmoneyandestate.org/ityourmoney2022/financial-planning-1/) - Financial Planning I - Video Webinar - Spring 2022 Video Presentation By Peter Kote, Don Vivrette & Laurie Dubchansky 
- [1. Overview & Tax Changes](https://itsyourmoneyandestate.org/ityourmoney2022/overview-tax/) - Overview & Tax Changes- Video Webinar - Spring 2022 Video Presentation By Peter Kote, Don Vivrette & Delia Fernandez  This will be our first session out of six for you become more familiar with money and those that want your money. We will go through some of the regulations (very complicated) that

## IYE SPRING 2022

- [1. Overview & Estate Law Changes](https://itsyourmoneyandestate.org/ityourestate2022/overview-estate-law-changes/) - Overview & Estate Law Changes - Video Webinar - Spring 2022 Video Presentation By Peter Kote, Don Vivrette & Mark Powell  This session is intended to give you an overview as to the importance of estate planning during life as well as at the time of death. We will discuss documents involved
- [2. Advanced Health Care Directive & Power of Attorneys](https://itsyourmoneyandestate.org/ityourestate2022/ahcd-power-attorney/) - Advanced Health Care Directive & Power of Attorneys - Video Webinar - Spring 2022 Video Presentation By Peter Kote, Don Vivrette & Steve Bemis 
- [3. Wills & Trusts](https://itsyourmoneyandestate.org/ityourestate2022/wills-trusts/) - Wills & Trusts - Video Webinar - Spring 2022 Video Presentation By Peter Kote, Don Vivrette & Leslie Daff 
- [4. Retirement Asset Planning](https://itsyourmoneyandestate.org/ityourestate2022/retirement-asset-planning/) - Retirement Asset Planning - Video Webinar - Spring 2022 Video Presentation By Peter Kote, Don Vivrette & Michael Simon 
- [6. Estate Administration](https://itsyourmoneyandestate.org/ityourestate2022/estate-administration/) - Estate Administration - Video Webinar - Spring 2022 Video Presentation By Peter Kote, Don Vivrette & Trevor Murphy 
- [5. Charitable Opportunities](https://itsyourmoneyandestate.org/ityourestate2022/charitable-opportunities/) - Charitable Opportunities - Video Webinar - Spring 2022 Video Presentation By Peter Kote, Don Vivrette & David Moore 

## IYM FALL

- [Your Money, Your Future (Tax Update)](https://itsyourmoneyandestate.org/ityourmoneyfall/overview-tax-fall/) - Week 1: An essential introduction to the “business of money” and the power of financial literacy. This session covers fundamental tax principles, recent regulatory updates, and key economic insights to help you navigate a shifting financial landscape. WEBINAR VIDEO COMING SOON This webinar will air on Thursday September 24, 2026 at 10am PT Click
- [Smart Financial Planning I](https://itsyourmoneyandestate.org/ityourmoneyfall/financial-planning-fall/) - Week 2: Establish the pillars of a secure retirement. We’ll help you define your current goals, manage cash flow, and ensure your daily spending aligns with your long-term peace of mind. WEBINAR VIDEO COMING SOON This webinar will air on Thursday October 1, 2026 at 10am PT Click Here To Register In the meantime
- [Medical Care Planning](https://itsyourmoneyandestate.org/ityourmoneyfall/medical-care-planning-fall/) - Week 3: A candid look at the costs of aging. This session covers Medicare, long-term care options, and health insurance. We provide a frank discussion on navigating the medical industry to ensure you receive the care you deserve. WEBINAR VIDEO COMING SOON This webinar will air on Thursday October 8, 2026 at 10am PT
- [Today’s Investment World](https://itsyourmoneyandestate.org/ityourmoneyfall/investment-world-fall/) - Week 4: An objective look at the modern marketplace. This week demystifies how Wall Street works, the role of various financial institutions, and how to identify "hidden" fees that can erode investment returns. WEBINAR VIDEO COMING SOON This webinar will air on Thursday October 15, 2026 at 10am PT Click Here To Register In
- [Equity & Fixed Income Investing](https://itsyourmoneyandestate.org/ityourmoneyfall/equity-fixed-income-fall/) - Week 5: A straightforward breakdown of "evidence-based investing." Learn how equities and fixed income work together to balance growth with safety, and how to ensure your portfolio matches your personal comfort level. WEBINAR VIDEO COMING SOON This webinar will air on Thursday October 22, 2026 at 10am PT Click Here To Register In the
- [Smart Financial Planning II](https://itsyourmoneyandestate.org/ityourmoneyfall/financial-planning-fall-2/) - Week 6: Bringing it all together. This capstone session reviews key principles and introduces strategies for tax-efficient planning and "auditing" your own finances to stay on track for years to come. WEBINAR VIDEO COMING SOON This webinar will air on Thursday October 29, 2026 at 10am PT Click Here To Register In the meantime

## IYE FALL

- [Navigating Estate Administration](https://itsyourmoneyandestate.org/ityourestatefall/estate-administration-fall/) - Week 6: This final session provides a step-by-step guide for executors and trustees on how to settle an estate, distribute assets, and manage the final administrative responsibilities with grace and efficiency. WEBINAR VIDEO COMING SOON This webinar will air on Friday October 30, 2026 at 10am PT Click Here To Register In the meantime
- [Tax Advantages for Philanthropy](https://itsyourmoneyandestate.org/ityourestatefall/charitable-opportunities-fall/) - Week 5: You don't have to be a lifelong philanthropist to benefit from charitable giving. Learn how to use Donor-Advised Funds and Charitable Remainder Trusts to secure significant tax breaks and a steady income for life, all while making a meaningful difference. WEBINAR VIDEO COMING SOON This webinar will air on Friday October 23,
- [Strong Retirement Asset Planning](https://itsyourmoneyandestate.org/ityourestatefall/retirement-asset-planning-fall/) - Week 4: IRAs and 401(k)s are "contractual assets" that follow special rules. We’ll show you how to coordinate these accounts with your estate plan to prevent your heirs from facing unnecessary tax penalties. WEBINAR VIDEO COMING SOON This webinar will air on Friday October 16, 2026 at 10am PT Click Here To Register In
- [Guide To Wills & Trusts](https://itsyourmoneyandestate.org/ityourestatefall/wills-trusts-fall/) - Week 3: We compare the two most common planning tools. Learn the pros and cons of Wills versus Revocable Living Trusts, and which is best for your family to avoid the cost and privacy leaks of probate court. WEBINAR VIDEO COMING SOON This webinar will air on Friday October 9, 2026 at 10am PT
- [Health Care & Power of Attorney](https://itsyourmoneyandestate.org/ityourestatefall/advanced-health-care-directive-power-of-attorneys-fall/) - Week 2: Focuses on the "living" side of your legacy. Learn how Advanced Healthcare Directives and Durable Powers of Attorney ensure your medical and financial wishes are followed if you are ever unable to speak for yourself. WEBINAR VIDEO COMING SOON This webinar will air on Friday October 2, 2026 at 10am PT Click
- [Estate Planning Fundamentals](https://itsyourmoneyandestate.org/ityourestatefall/overview-estate-law-changes-fall/) - Week 1: Why a plan is essential for everyone, regardless of net worth. We explain the probate process, how "asset titling" works, and the complications that arise for families when someone passes away without a plan. WEBINAR VIDEO COMING SOON This webinar will air on Friday September 25, 2026 at 10am PT Click Here

## IYM SPRING

- [Smart Financial Planning II](https://itsyourmoneyandestate.org/ityourmoneyspring/6-financial-planning-ii/) - Week 6: Bringing it all together. This capstone session reviews key principles and introduces strategies for tax-efficient planning and "auditing" your own finances to stay on track for years to come. Video Webinar By Peter Kote, Don Vivrette & Delia Fernandez 
- [Today’s Investment World](https://itsyourmoneyandestate.org/ityourmoneyspring/4-investment-world/) - Week 4: An objective look at the modern marketplace. This week demystifies how Wall Street works, the role of various financial institutions, and how to identify "hidden" fees that can erode investment returns. Video Webinar By Peter Kote, Don Vivrette & Kirk Ito 
- [Equity & Fixed Income Investing](https://itsyourmoneyandestate.org/ityourmoneyspring/5-equity-fixed-income-investing/) - Week 5: A straightforward breakdown of "evidence-based investing." Learn how equities and fixed income work together to balance growth with safety, and how to ensure your portfolio matches your personal comfort level. Video Webinar By Peter Kote, Don Vivrette & Mark Wilson 
- [Medical Care Planning](https://itsyourmoneyandestate.org/ityourmoneyspring/3-medical-care-planning/) - Week 3: A candid look at the costs of aging. This session covers Medicare, long-term care options, and health insurance. We provide a frank discussion on navigating the medical industry to ensure you receive the care you deserve. Video Webinar By Peter Kote, Don Vivrette & Tara Ackley 
- [Smart Financial Planning I](https://itsyourmoneyandestate.org/ityourmoneyspring/2-financial-planning-i/) - Week 2: Establish the pillars of a secure retirement. We’ll help you define your current goals, manage cash flow, and ensure your daily spending aligns with your long-term peace of mind. Video Webinar By Peter Kote, Don Vivrette & Delia Fernandez 
- [Your Money, Your Future (Tax Update)](https://itsyourmoneyandestate.org/ityourmoneyspring/1-overview-tax-changes/) - Week 1: An essential introduction to the “business of money” and the power of financial literacy. This session covers fundamental tax principles, recent regulatory updates, and key economic insights to help you navigate a shifting financial landscape. Video Webinar By Peter Kote, Don Vivrette & Marty McNamara 

## IYE SPRING

- [Navigating Estate Administration](https://itsyourmoneyandestate.org/ityourestatespring/6-estate-administration/) - Week 6: This final session provides a step-by-step guide for executors and trustees on how to settle an estate, distribute assets, and manage the final administrative responsibilities with grace and efficiency. Video Webinar By Peter Kote, Don Vivrette, Richard Huntington 
- [Strong Retirement Asset Planning](https://itsyourmoneyandestate.org/ityourestatespring/4-retirement-asset-planning/) - Week 4: IRAs and 401(k)s are "contractual assets" that follow special rules. We’ll show you how to coordinate these accounts with your estate plan to prevent your heirs from facing unnecessary tax penalties. Video Webinar By Peter Kote, Don Vivrette & Michael Simon 
- [Tax Advantages for Philanthropy](https://itsyourmoneyandestate.org/ityourestatespring/5-charitable-opportunities/) - Week 5: You don't have to be a lifelong philanthropist to benefit from charitable giving. Learn how to use Donor-Advised Funds and Charitable Remainder Trusts to secure significant tax breaks and a steady income for life, all while making a meaningful difference. Video Webinar By Peter Kote & Don Vivrette 
- [Guide to Wills & Trusts](https://itsyourmoneyandestate.org/ityourestatespring/3-wills-trusts/) - Week 3: We compare the two most common planning tools. Learn the pros and cons of Wills versus Revocable Living Trusts, and which is best for your family to avoid the cost and privacy leaks of probate court. Video Webinar By Peter Kote, Don Vivrette & Leslie Daff 
- [Health Care & Power of Attorney](https://itsyourmoneyandestate.org/ityourestatespring/2-advanced-health-care-directive-power-of-attorneys/) - Week 2: Focuses on the "living" side of your legacy. Learn how Advanced Healthcare Directives and Durable Powers of Attorney ensure your medical and financial wishes are followed if you are ever unable to speak for yourself. Video Webinar By Richard Huntington, Don Vivrette & Kara Rudin 
- [Estate Planning Fundamentals](https://itsyourmoneyandestate.org/ityourestatespring/1-overview-estate-law-changes/) - Week 1: Why a plan is essential for everyone, regardless of net worth. We explain the probate process, how "asset titling" works, and the complications that arise for families when someone passes away without a plan. Video Webinar By Richard Huntington, Don Vivrette & Julie Cho 

## Directors

- [Richard Huntington](https://itsyourmoneyandestate.org/directors/richard-huntington/) - Richard Huntington is a partner with Professional Fiduciary Services (PFS) since 2007. Mr. Huntington is part of a select group of individual licensed fiduciaries founded by Peter Kote. As a California Licensed Professional Fiduciary, Richard offers personable, ethical, and quality service to his clients. His fiduciary capacities include: trustee of simple and complex trusts, including
- [Mark Rylance](https://itsyourmoneyandestate.org/directors/mark-rylance/) - Mark has spent the last nine years as a senior financial advisor with the wealth management firm, RS Crum Inc. based out of Newport Beach. He provides financial planning solutions to high net worth and high income individuals. Prior to joining RS Crum, Mark spent six years as a financial consultant in the Private Client
- [Carl A. Wayne, J.D.](https://itsyourmoneyandestate.org/directors/carl-a-wayne-j-d/) - Carl specializes in charitable estate planning utilizing contributions of appreciated non-cash assets, such as real estate, stocks, mutual funds, life insurance, etc., to fund bequests, donor-advised funds, charitable gift annuities, charitable remainder and lead trusts. Based in Los Angeles, California, and responsible for covering ten western states, Carl’s focus is creating awareness of the important
- [Donald William Vivrette](https://itsyourmoneyandestate.org/directors/donald-william-vivrette/) - I was born and raised in Southern California. I graduated from USC in 1971 in Accounting and Statistics and went overseas to work in Iran for a couple of years. Back to USC for a Masters in International Business in 1975. Got married and went to work for KPMG, a large accounting and consulting firm
- [Mark Hebner](https://itsyourmoneyandestate.org/directors/mark-hebner/) - Mark T. Hebner is the founder and president of Index Fund Advisors, Inc., (IFA), author of the highly regarded book Index Funds: The 12-Step Recovery Program for Active Investors, focused on investor education. Mark’s current book and previous editions received praise from financial industry experts and academic luminaries, including John Bogle, David Booth, Burton Malkiel, and
- [Peter C. Kote, JD](https://itsyourmoneyandestate.org/directors/peter-c-kote-jd/) - Mr. Kote is founder of Professional Fiduciary Services (PFS), a select group of individuals ready to serve in fiduciary capacities including trustee, executor, conservator, or agent for the Advance Health Care Directive, Durable or General Power of Attorney for Asset and Property Management. The vision of PFS is to offer ethical, qualified and personable independent
- [Laura Tarbox](https://itsyourmoneyandestate.org/directors/laura-tarbox/) - A UCLA graduate with 30+ years in financial planning, Laura received her CFP in 1984. She is President of The Tarbox Group, Inc., a fee-only wealth advisory firm she founded in 1985. The Tarbox Group is located in Newport Beach, CA and offers comprehensive wealth and investment management services to a select group of families
- [James H. Parrott](https://itsyourmoneyandestate.org/directors/james-h-parrott/) - Jim is currently president of MedResults Network: a $6 million privately held buying network for aesthetic physicians. Jim Parrott is a healthcare professional with a successful history of sales and operations leadership. He has expertise in physician recruitment, start-ups, multi-site management, managed care, and business development as well as strong general management, strategic planning and
- [Bob Gregg](https://itsyourmoneyandestate.org/directors/bob-gregg/) - Currently Bob serves as a Principal at The Bridge Consulting Partners, a small group of highly effective and successful professionals committed to helping organizations build capacity in leadership and fund-raising. Specific areas of emphasis include overall fund-raising capacity building, strategic visioning, Board development, fund-raising/program assessment, communication, major gifts, and more. Bob served The Salvation Army

## Staff

- [Patricia Collins](https://itsyourmoneyandestate.org/staff/patricia-collins/) - Patricia Collins is a member of Professional Fiduciary Services (PFS). She is a California Licensed Professional Fiduciary (#1497) and National Certified Guardian located in Orange County, CA. She is also a California Certified Mediator receiving her Certificate from the Center for Negotiation and Dispute Resolution, UC Law San Francisco. Patricia’s experience includes 20 years of working
- [Jo Ann Ekblad](https://itsyourmoneyandestate.org/staff/joannekblad/) - Financial and Estate Literacy [FEL] would like to welcome its newest team member, Jo Ann Ekblad. Most recently, Jo Ann was the Program and Communications Director for the nonprofit Laguna Beach Seniors at the Susi Q Senior Center — a host site for “It’s Your Money and “It’s Your Estate” Workshops for over ten years.
- [Fouad Hajji](https://itsyourmoneyandestate.org/staff/fouad-hajji/) - Fouad isn't your typical IT expert. By day, he wrangles complex IT systems, but his true passion lies under the bright lights of Hollywood. His artistic journey began with breakdancing, where he honed his skills to perform alongside acclaimed international artists and teach at Belgian dance schools. However, a seed of acting was planted during
- [Trevor Murphy](https://itsyourmoneyandestate.org/staff/trevor-murphy/) - Trevor Murphy is a California licensed (#822), bondable private fiduciary. He is a partner with Professional Fiduciary Services (PFS) of California. PFS is a group of independent professional fiduciaries who serve as trustee in a Living Trust (any type of trust), personal representative in a Will, agent for Advance Health Care Directives and Power of
- [Don Vivrette](https://itsyourmoneyandestate.org/staff/donald-william-vivrette/) - I was born and raised in Southern California. I graduated from USC in 1971 in Accounting and Statistics and went overseas to work in Iran for a couple of years. Back to USC for a Masters in International Business in 1975. Got married and went to work for KPMG, a large accounting and consulting firm

## Categories

- [Uncategorized](https://itsyourmoneyandestate.org/category/uncategorized/)
- [Testimonial](https://itsyourmoneyandestate.org/category/testimonial/)

## Att. Categories

- [fiduciary](https://itsyourmoneyandestate.org/attachment_category/fiduciary/)
- [Annuities](https://itsyourmoneyandestate.org/attachment_category/annuities/)
- [Mutual Funds](https://itsyourmoneyandestate.org/attachment_category/mutualfunds/)
- [Abuse, Fraud And Scams](https://itsyourmoneyandestate.org/attachment_category/abusefraudscams/)
- [Broker and Financial Fees](https://itsyourmoneyandestate.org/attachment_category/brokerfinancialfees/)
- [Financial Planning](https://itsyourmoneyandestate.org/attachment_category/financialplanning/)
- [Long Term Care](https://itsyourmoneyandestate.org/attachment_category/longtermcare/)
- [Estate Planning](https://itsyourmoneyandestate.org/attachment_category/estateplanning/)
- [Etf-Exchange Traded Funds](https://itsyourmoneyandestate.org/attachment_category/etfexchangetradedfunds/)
- [Equity & Fixed Income Investing](https://itsyourmoneyandestate.org/attachment_category/equityfixedincomeinvesting/)
- [Incapacity](https://itsyourmoneyandestate.org/attachment_category/incapacity/)
- [Living Trust](https://itsyourmoneyandestate.org/attachment_category/livingtrust/)
- [Trustee And Executor](https://itsyourmoneyandestate.org/attachment_category/trusteeexecutor/)
- [Ira & Retirement Plan](https://itsyourmoneyandestate.org/attachment_category/iraretirementplan/)
- [Charitable Planning](https://itsyourmoneyandestate.org/attachment_category/charitableplanning/)