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Net $23.5B yanked out of mutual funds during market theatrics; clients expressing ‘fear and disdain’ for stocks.

Long-Term Care Insurance.

Week 5: Long Term Care

Andee St. John is searching for an assisted-living facility near Columbia, S.C., for her 69-yearold mother, who was hospitalized recently after several falls. But finding the place with the right combination of price, amenities and services has been difficult.

Planning for the possibility of disability is probably the most overlooked part of estate planning.

Long-term care insurance (called “LTCI”) provides a way to pay nursing home and home care costs.

Study reveals that the vast majority of Americans are looking to financial advisers for input on LTC – and not getting any.

Re-pricing of products may not be enough to offset onerous in-force contracts.

Though I am in excellent health and live in a serene and healthy environment, turning seventy last February has certainly focused my attention on a reality I can’t ignore, namely, that I am in the last phase (however long it lasts) of my life.

As you approach retirement and, perhaps, for awhile afterwards you will be solicited by insurance agents about buying long term care insurance.