In what seems to be an about-face, wirehouses are embracing fixed indexed annuities, which offer investors a guaranteed-minimum return and the opportunity to partake in stock market gains.
One of the fundamental laws of investing is that when everyone agrees on something there is something important they are not seeing.
High hidden fees, long surrender periods just some of the pitfalls.
Private-equity firms are raising their profile in the indexed-annuity market, worrying some observers who fear that they are taking greater risks in increasing market share.
A former black sheep, indexed annuities are becoming more popular.
Money has hemorrhaged out of U.S. stock funds for 18 weeks in a row, with an estimated $15 billion flowing out in August alone.
Equity-indexed annuities are complex investments sold by insurance companies that pay investors part of the capital appreciation in a stock index and guarantee a minimum return if the contract is held to maturity.
Vanguard has preserved a reputation as the lowest-cost provider of investment options since John Bogle founded the company in 1974, operating on an at-cost basis in a world motivated by profit.
A New York regulator alleges that the insurer limited the returns of legacy variable
Allianz Life’s MasterDex X still top of the indexed annuity heap. Sales of the popular product helped Allianz maintain its place as the top seller of indexed annuities.