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Research suggests that creating an annual budget instead of a monthly one works best.

A paper from Columbia Business School suggests advisors take a ‘no news is good news’ approach to client communication.

Annuities with guaranteed income benefit riders are popular and appear valuable, but let’s run the numbers.

Trusts can be quite useful for protecting children. However, for some children, the trust serves an additional function: It protects the principal from being rapidly spent by a child. These trusts have a specific name—they are called “spendthrift” trusts.

Misconceptions about Social Security, bonds and paying off your mortgage.

The CFA Institute’s Bob Stammers argues that financial advice is ultimately about behavior change, which only a relationship of trust can foster.

Bequests to charity are the most popular type of planned gift. A donor may retain assets during life and then leave a bequest to a charity.

Most methods of determining how much, and what type, of life insurance a client needs are imperfect.

A revocable living trust is one of the principal estate planning methods. While everyone should have a will, there are many benefits of a revocable living trust.

Research Affiliates argues that the few investors who manage to select superstars will likely dump them before their worth is proven.